How to beat Blitt and Gaines and get paid $$. If you are sued and they don’t attach a signed contract (735 ILCS 5/2-606) you can file a motion to dismiss without responding to the lawsuit. And without ever going to court. Let them waste their court filing fees. They also must provide the effective date of the assignment (225ILCS 425/8b) and the consideration for the assignment. (amount paid) If they don’t you can dismiss the case. And than can sue them for threatening or filing a lawsuit against you, with no intention of proving it if you, the consumer contested it. FDCPA Also look up the company they are representing to see if they are licensed. Midland, Portfolio Recovery and a lot of the well known names are not licensed in Illinois for debt collection. The Illinois collection agency act requires them to be licensed if they are collecting directly or indirectly. Look up Gibbs vs Blitt and Gaines (cach). Cach llc had to dismiss their lawsuit against gibbs because they weren’t licensed. | Also if you were provided a generic bill of sale , without a specific reference. You might want to look at the Consumer Financial Protection Bureau consent order , file no. 2015-cfpb-0023. You motion to dismiss before answering the summons. If you would rather go to court, make sure you subpoena their affidavit person, and if they aren’t directly from the original creditor, it would be considered hearsay. Also if you decide to go to court, its all up to you, they have no legal standing. Make sure you submit a sworn denial, with notary. This will make them have to produce a live witness. And if the witness is not from the original creditor, you win. Also check your cities court houses. | Whether you are in Rockford, Springfield, Champaign, Peoria, Or bloomington. Blitt and Gaines only does 100% debt collection cases. So there exception of not being licensed debt collectors wouldn’t apply. And you can dismiss and sue for that too. It would be fixing the errors of the Gibbs vs Blitt case. You may want to contact a large Chicago law firm as well to counter sue. There are a couple famous names in Chicago that would love to represent you for free, for the violations committed by Blitt and Gaines. I currently have a team investigating Blitt and Gaines and plan to file a class action lawsuit and produce felony charges against 2 of their lawyers.