I have had liberty Healthshare for over 2 years and always paid my monthly premiums on time. I had a routine Colonoscopy done and submitted my claim over 7 months ago to liberty. I have called them dozens of times to find out where my covered reiembursment check status, after very lonf hold waite times evertime i call. | I get the run around every time i call,they always says its being reviewed. Buyer beware,this company is not reliable or above board and should be investigated for fraud.Do not use this company if you want safe,quality, reliable health coverage.